To Sell Or Not To Sell, That Is The Question…

To Sell Or Not To Sell, That Is The Question…

Here is my advice:
If you NEED to move but are not sure when. The answer is yesterday, then today, then tomorrow in that order. Not the day after… I think every day that goes by will be worse than the previous day. Carpe Diem!

If you have an investment property and you don’t want to keep it for more than 5 years, sell it immediately. See above

If you have a property covered under a lease, incentivize your tenant to move. Give them cash, detail their cars, pay some of their student loan debt etc. Trying to save 5k and potentially losing 10% of your home’s value waiting until next year could cost you tens of thousands.

If you want to move but don’t have to move, you are likely not moving anyway because the payments on houses have doubled. Only people who NEED to move will jump in.

If you want/need to BUY and are thinking about waiting. DON’T WAIT! The Fed said they will raise rates two more times in 2022 and again next year.

If you are looking to purchase an investment property, wait. There will be deals, now is not the time to jump. Hang on

If you own your home outright in cash and want to move. I would sell it and rent where you want to live for at least the winter and see how things go.

You can write the lease in a way that allows you the option to break it and that way you can look for deals. Rent and wait for the perfect house that will likely cost less than it does today.

Bottom line_______ Tomorrow will NOT be better than today for anyone

What 10% Interest Rates Will Do To The Real Estate Market 2022

I Contemplated Turning In My Real Estate License


I was brainstorming about what we could talk about in our next video and I asked Tim to send me some info on long-term interest rates. Like, what will rates be in 1,3, and 5 years from now…

Seems like an interesting topic, I was secretly hoping he would send me a chart showing 4.5% and holding forever

When he sent it to me, I was shocked… I couldn’t believe what I was seeing. I actually called a buddy who is a contractor to see what it would take to get into the contracting business.

I thought I could be a good contractor because I would always deliver a great product, I don’t do drugs or drink, and frankly, there is a shortage of stand-up guys who can do what they say, at the given price, and come close to the promised timeline.

Why? 9.55% interest on a 30-year fixed mortgage in 2026 …Whaaaaaaaa?(think minions lol) I got a chill down my spine and I thought this is it, I am done. No one will buy a house at 10% interest. If they did they would never pay what people are asking for houses today and it would either crash the market or freeze it entirely

Either of those scenarios is a death blow to me. I am a single-income household and if we don’t sell houses, we don’t eat.

Buying New Construction Advice

What To Watch Out For
& What You Need To Know


Ever Thought About Buying New Construction?

You get to build it your way, no fist fighting 20 buyers on your offer, and you lock in all the details upfront. What could go wrong right? Is wrong right proper grammar?

Well, lots can go wrong… Chances are you never read that 100-page contract, and chances are that the terms are not in your favor. Also, the sales rep works for the builder!!!

How To Sell & Buy In 2022

The Ol’ Sell & Buy…

Back in our day we just found a house while ours was under contract and it was super easy. Back then, people were just happy someone wanted to buy their house.

Nowadays, if you slip up and tell a home seller you have a house to sell first, they might try to fist-fight you before telling you to get off their property!

Okay but seriously, this process has become super angsty because the houses are selling SO fast and there are barely any to buy. If you do find one, you need to sell a kidney, agree to pay 50k over, sight unseen, and you need to decide in the next 30 minutes…

There is a huge (and somewhat realistic) fear that if you sell, you set off a ticking timebomb, and with nothing to buy, this could get ugly.

Like looking for a camper ugly (multiple clients did this and liked it) or as one client is dealing with, his wife rolled out to the Sunshine State while he is Motel 6ing it!

Have no fear, using this process you can make it super smooth. Almost…


Ready For War

Are You Ready For WAR?!


It’s time we recognize what it really is like to buy a house during this post pandemalyptic world we live in and yes I just made that word up.

When you have to fight multiple desperate competing buyers, evermore greedy sellers, and real estate agents’ way-over-inflated egos, it is often all-out pandemonium.

I know what it’s like to go to war and win using a military tactic known as force multiplier. In other words attack from land, sea, and air simultaneously!

We must gather intel by knowing what everyone wants and how they want it. Remember it’s not just the sellers who need convincing it’s mostly their Realtor and knowing what they want is also key. Not every seller is only looking for the highest offer.

There are other things to consider that many people don’t think of like how long is the seller required to wait for settlement, what inspections/repairs will the buyer want, how solid is the financing, just how bad do you really want the house?
BTW how do you even define winning? Keeping both kidneys, only writing 10 offers, only paying 50k over asking? How about getting the right house instead of the wrong house?

According to experts, this real estate market will remain tough for a long time …so instead of thinking it was a blip and will go back to “normal” soon, let’s prepare for the reality of today and what is to come over the next few years.

Is The Juice Worth The Squeeze

Is The Juice Worth The Squeeze???


When it comes time to plan the sale of your house most people heavily factor in their personal opinions about what they might like when buying a home. The problem is you are not buying your home…

Others have strong beliefs about the right and wrong way to sell a house and they let those thoughts dictate their decisions.

The average American owns 3 houses in their lifetime so therefore they sell two…
Do we paint?
If we do what color, neutral beige?
How about the kitchen?
Who would we even hire?
Should we redo the carpets and if so what color?
What if the buyer hates it?
How much would all that cost?
Would we get the money back if we spend all that?
What if we do all this work and the buyer plans on making it “their own” and changes everything?
If we choose to save this money won’t it be more money in our pocket?

There is a LOT to consider and the way you manage those decisions will determine the profit margins and potentially even whether or not it will sell (not every house sells even in this market!)

When Listing For Sale Is The Juice Worth The Squeeze?
There is obviously a LOT to consider and in the balance is tens of thousands of dollars – Choose wisely my friend ; )

Inflation & Interest Rates Are Up – What Is Going On?

Inflation & Interest Rates Are Up!!


Hey, it’s Chicken Little here! Just kidding! The sky is not falling but it is more expensive! Inflation is up over 7% and rates are going up as we speak.

What Does This Mean:
-For the real estate market?
-Your ability to buy a house?
-The economy?
-Are we in a bubble?
-How much higher will rates go in 2022?
-Is the market going to crash like in 2007?

Interest Rate Hike! Market Update February 2022
I can’t help but hear the Country Boy Can Survive! song in my head when I write this email haha. It is going to be alright for now so don’t panic.

That does not mean everyone has the same experience when it comes time to buy and sell though. Even in this market, about 30% of houses that list for sale don’t sell the first time. It DOES matter who you hire…

What Are The BEST Upgrades When Selling A House

What To Do, Or Not Do,
That Is The Question…

One of the most frustrating aspects of a home sale is deciding what to do (if anything) to prepare.

If there is one thing I specialize in, one thing that separates me from all the other agents, and one thing that gets my clients the most money, it’s this process…

What Are The Best Upgrades When Fixing Up Your House For Sale?

What Are The Best Upgrades When Fixing Up Your House For Sale

This will be a long email but if you ever wanted to know if there is a secret sauce that gets some home sellers loads of cash and others wishing they had some, there is and it has to do with how you make people feel.

“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” ~Maya Angelou

This quote is about how you treat people but it very much applies when selling your house.
Here is the thing people miss – The average American sells 2 houses in their lifetime and maybe you watched a few TV shows or watched their sister-in-law sell their house and now you feel like “Hey this is easy, I can do this! It will be fun” Not so fast…

The thing is, buyers are looking for different things in different price ranges, the buyer is likely in a different age bracket, and buyers prioritize different aspects of a house vs a homeowner and especially you as a home seller.

Sellers say things like:
#1. “People need to understand, my house has great bones!” This is someone who is often defensive about their house’s lack of upgrades.

#2. “I don’t need to sell my house!!!” Okay but you called me over here to help you sell it lol. Again this is a person who is perhaps defensive about feeling pressured to take less money or make repairs/upgrades that they don’t want to do. My process will help ease the anxiety of not knowing your cost/profit ratio and upfront equity.

#3. “I am NOT going to spend a bunch of money on cosmetic crap only to have the buyer rip it all out!” First of all that won’t happen, unless your selling +800k most buyers do not walk into a home with the intention of removing all the flooring, paint, kitchen, bathrooms etc. Buyers move in tired and broke, the last thing they want to do is fix up a house while they are living in it…

You are likely moving somewhere right? You don’t want to fix up your house to sell but do how do you feel having to fix it up your new home before you move in?

Especially if you are not from the area and don’t know anyone who can do the work. Many homebuyers in MD are out of state Govt or Military who are moving here from far away.

#4. “I fixed the roof and replaced the furnace, the buyer can do all that painting and frufru stuff to their taste.” Having a new roof/HVAC/hot water heater/insulation/windows is nice but compared to a new kitchen, paint, and all the light fixtures and faucets replaced …think about how does your house make them feel when they walkthrough!

How a buyer feels in your house will determine how much money they offer and that’s the bottom line__________ like it or not
So let’s look at a few before and after photos of our listings we have sold. As you look closely, imagine this is your new home and how you would feel if you were standing in each room during your first time seeing your new home.

At the end of the day, this all comes down to as my previous client recently put it “the juice just has to be worth the squeeze.” I couldn’t agree more!

So without making this into a novel, let’s quickly summarize what I will do that will solve this conundrum. First, we need to have a long talk about your goals, budget, timeline, questions, and expectations.

Assuming I answered all your questions and you feel like the process I layout is the best to get your home sold for the most money, we sign an agreement that allows me to advise you on all the ways we can get you the most money.

btw you can watch a summary of our entire process here —

Next I will send over my home staging consultant who will go through every room with you and show you how to rearrange, de-clutter, and stage your house. She will help you decide colors, what to pack, and what things you could and should do in order to get it in tip top shape for the likely home buyers in your market. Faucets, light fixtures, flooring types, landscaping ideas and whether or not the coffee table makes the room look too small.

Let’s face it I can get you 89% of the way there but I feel its better to hire a professional to tell you the 11% of stuff that I don’t know.

psst also here is a little secret – I don’t have to be the one who tells you that your curtains are ugly haha!!! Just kidding I have no idea what curtains are supposed to look like.

Next, we sit down and match up your budget and timeline with what items are going to get you the most juice for the least squeeze ; ) I have lots of contractors who will do the work at a small fraction of what most contractors charge and can get it done quickly.

After the house is ready, we give it a once over and review any last-minute items that need addressing, then …it’s SHOWTIME BABY!!!!

PS I would love the opportunity to help a friend, family or co-worker of yours. I promise to take excellent care of them! Just shoot me their number 443-624-9398 and I will reach out and make sure to let them know you send me.

PSS If you are considering a move in the next 18 months, the best time is now to get a free evaluation on what you can start working on to get your house ready. Just hit reply and I will reach out asap. I will also let you know how much money you are likely to walk away with!

Selling A House After Only A Short Amount Of Time

How To Fix A Home To Max Profit On The Cheap…

What would be a strategy for buying a home if you only planned on living there for a very short amount of time? This scenario comes up a lot of times with military families that have orders for two years that may or may not extend past two years. Often the question becomes, do we rent or do we buy?

Well… when you go to sell your house, it will cost you about 10% There are Realtor fees, buyer’s closing costs, transfer taxes, + miscellaneous fees. Those are not required fees per se, but that’s just on average would it cost to sell your house in Maryland in 2019.

So the day you buy your house, you have to basically overcome a 10% deficit (if you use a VA loan it could be 13.3%) The national average of a 20 year over year home price increase is 2.5% so you could say after two years you’ve overcome 5%. How do you overcome the other 5%?

Payments? No, on a 300k loan after 2 years you have paid down about $11,250 just shy of 3%

So when you’re buying a house, what are you ging look for? You want to look for a home that is got a great layout and has a lot of appeal but there are some cosmetic things in the home that makes the desirability and the “perceived value” not the appraised value lower (it’s dated and ugly…)

For instance, it might have laminate countertops, mismatched appliances, ugly carpet, wallpaper, strong paint colors, old fixtures etc.

In those situations, typically you can come in and do minimal cosmetic work and get a huge return on your investment!

Let’s talk about a few things that you would probably want to avoid. This would typically include big-ticket items like needing a new septic, well, roof, replacing all the windows, or replacing all the siding… If you replace those things with new, you’re not going to get you your money back most of the time.

So the things that you can gain the most value with the shortest amount of effort or the least amount of money would be cosmetic upgrades starting in the kitchen. The number one thing would be granite countertops. The next thing that you want to do is appliances and not necessarily go buy brand new appliances, just get used appliances. The hot new thing in flooring is laminated vinyl planking, it’s waterproof, it’s easy to put down, it’s click-and-lock so most homeowners (even me 😁) can do it.

A few more real quick:
Sheet vinyl in the bathrooms, replacing faucets, door handles, light fixtures, ceiling fans, and of course lots of painting.

If you are looking for some advice on how to get your home fixed up for sale, get in touch with us and we would be happy to help you make some $$$ when deciding how to fix up your home even if you’re not selling for a long time…

Dont’t Let The 6x Effect Cost You $$$

According to statistics, home buyers believe that repairs and upgrades cost on average 6X times what they actually cost. That’s on average, some are going to be more and some are going to be less. Don’t let the X6 factor or the 6X effect cost you a bunch of money when you’re selling your house.

This flooring only costs $1.50 a square foot and for $250 it went from that cruddy looking vanilla looking floor to this really nice waterproof vinyl modern looking floor that has a wow factor to it.

Now when you walk into that bathroom, you think to yourself wow this is a really nice floor! Compared to, ah, now I’m going to have to replace that floor. Not only do buyers multiply the cost of the repair by six, let’s just be honest guys, a lot of people don’t have the money regardless of what it costs.

They’re going to be bringing their friends and family into this house that they’re buying and they’re going to be showing it off. If you have a really cruddy looking floor, old dirty carpet that needs updating, or a paint color that is really strong and it’s got a cringe factor to it…. I don’t think that’s a factor of six. I would say it’s a factor of 10 or 20! A lot of small cosmetic upgrades can make you a lot of money or lose you a lot of money when it comes time to sell your house.